We are Zoho Premium Partners, and we help you provide Zoho Payments for your business – an RBI-licensed payment gateway that accepts UPI, cards, and net banking, and reconciles automatically against every invoice. A3CA sets up Zoho Payments so collections stop depending on follow-up calls and start happening on their own.
Zoho Payments is Zoho’s own RBI-licensed payment aggregator, built to accept money natively inside Zoho Books, Zoho Invoice, Zoho CRM, and Zoho Subscriptions — instead of bolting on a third-party gateway that leaves you manually matching payments to invoices every month.
For Indian businesses, that means customers pay via UPI, 35+ net banking options, or credit/debit cards through a fast, hosted checkout page, and the payment shows up against the correct invoice in Zoho Books automatically — no CSV exports, no manual entry, no unreconciled bank statement lines at month-end.
A poorly configured payment gateway means failed KYC, unreconciled transactions, and customers abandoning checkout. We combine RBI-compliant onboarding with deep Zoho Books expertise, guiding your rollout at every stage.
Our specialized setups come pre-configured to handle the payment methods, compliance requirements, and reconciliation demands unique to Indian businesses.
Accept payments through UPI, credit/debit cards, and 35+ net banking options on a single, fast, hosted checkout page.
Every payment collected matches directly against the originating invoice in Zoho Books — no manual entry required.
Set up recurring payment mandates for subscription billing, with automated retries on failed charges.
Send and receive B2B bill payments through the Bharat Bill Payment System, recorded automatically in Zoho Books.
PCI-DSS Level 1 compliant transactions with built-in fraud detection and RBI payment aggregator safeguards.
Manage refunds and payment disputes from one dashboard, with detailed transaction and settlement reporting.
Manual payment tracking – bank statement matching, chasing customers for UTR numbers, unreconciled invoices at month-end – doesn’t scale as transaction volume grows. Zoho Payments’ native integration eliminates that friction entirely.
Payments reconcile against invoices automatically, with no CSV exports or manual matching.
1–2 week go-live with native Zoho integration, vs. weeks of custom API work for external gateways.
A fast, familiar hosted checkout reduces drop-off compared to redirect-heavy gateway flows.
UPI, cards, net banking, and B2B bill payments all settle and reconcile in the same place.
Most software agencies only understand APIs; traditional finance consultants only understand bank reconciliation. A3CA bridges that gap with balanced expertise.
Led by experienced Chartered Accountants, we set up your payment flows with reconciliation accuracy and audit-readiness built in from day one - not as an afterthought.
As a Zoho Premium Partner, every consultant on your account pairs deep accounting and compliance expertise with certified Zoho platform knowledge - so nothing gets lost between payments and your books.
Based in Mohali, Punjab, we understand RBI compliance and how Indian businesses actually collect payments, while delivering setups that scale internationally.
We avoid generic tech jargon. Our teams work on-site and remotely, delivering plain-language training so your finance team trusts and understands the new payment flow.
From first consultation to fully operational – here’s what the journey looks like with A3CA.
Discovery & Planning
Payment flow analysis and RBI KYC readiness review.
Account Onboarding
RBI-compliant account setup and documentation.
Customization & Setup
Checkout configuration, workflows, and integrations.
Testing & Training
Test transactions, reconciliation checks, and team training.
Go-Live & Support
Cutover execution, stabilization, and post-launch support.
Zoho Payments is Zoho’s own RBI-licensed payment aggregator, built to work natively with Zoho Books, Invoice, CRM, and Subscriptions. Unlike third-party gateways such as Razorpay or Paytm, payments collected through Zoho Payments reconcile automatically against invoices without a separate integration step.
Zoho Payments supports UPI, 35+ net banking options, credit and debit cards, and recurring payment mandates for subscriptions, with all transactions PCI-DSS Level 1 compliant and settled directly to the business’s bank account.
Zoho Payments offers a smooth, hosted checkout experience that reduces cart abandonment, along with built-in fraud management, automatic retry logic, and real-time visibility into payment failures, refunds, and disputes.
Most Zoho Payments implementations go live in 1 to 2 weeks, covering account setup and RBI-compliant KYC, payment page configuration, Zoho Books/CRM integration, and reconciliation testing.
Yes. Zoho Payments includes B2B payment capabilities powered by the Bharat Bill Payment System (BBPS), allowing businesses to send and receive bill payments with automatic recording in Zoho Books.
